Do you need funds fast or find yourself in an emergency? Get funds deposited directly into your account on the same day.
Your application is private and secure. We only share your information with those directly involved in the application process.
Our application process is fast and simple. It takes less than 10 minutes to complete the form, and you will be notified within 24 hours.
When you are in need of financial support, our goal is to reply to you as quickly as possible.
Our mission is to provide our clientele with quality, short-term loans. Our loans range from $250-$2500. Proof of employment is required.
As an established provider, we aim to provide a positive experience for our customers. Our expertise is in providing Canadians with personal loans free from credit check. Our team of agents is available to help you through the process of finding the loan for you. With our 24/7 customer support, you are able to receive your loan on the same day you apply.
Our easy and simplified procedures help to make sure that your privacy and security is respected.
Condition Terms
At Crystal Loans, all loans are subject to underwriting approval, and we are not affiliated with Payday Lending. We partner exclusively with financial service providers who comply fully with Canadian laws and regulations. Our loan amounts range from $250 to $2500, with repayment terms spanning from 90 to 120 days. The Annual Percentage Rates (APRs) for these loans vary between 3.99% and 28%, based on our partner’s credit profile assessment of the borrower. If the maximum APR is not provided, it typically includes the interest rate plus fees and other costs for a year, or a similar rate calculated in accordance with local laws.
For example, on a $500 loan repaid monthly over 9 months, the borrower would make payments of $81.15 each month, totaling $730.35 over the term. This amount includes the cost of our partner’s optional loan protection policy. If a payment is missed, a fee of around $45 may be charged, depending on the lender’s specific policies. In the event of a loan default, the payment plan will be terminated, and various collection methods will be employed to recover the outstanding balance, all within the legal framework and adhering to fair collection practices.
Please note that all our loan options have terms longer than 63 days and an APR of 28%. Consequently, Crystal Loans is not required to obtain a lending license to operate in Canada. Additionally, borrowers should be aware that brokerage and administrative fees may apply to their loan installments. We recommend that all potential borrowers thoroughly review their loan agreements to understand all applicable charges and conditions.
Under what conditions will my loan application be approved?
What loan amounts and terms are available?
How is the Annual Percentage Rate (APR) determined, and what are the typical rates?
What does a typical loan repayment plan look like?
What happens if I miss a payment?
What happens if I default on my loan repayments?
Do you need a lending license to operate in Canada?
Are there additional fees I should be aware of?
